GLOBAL PROJECT MANAGEMENT SERVICES AND SOLUTIONS WITH THE HELP OF MORE THAN 20 000 PEOPLE IN OUR GLOBAL NETWORK

Loan Financial already

 

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 Need loans between individuals to face financial difficulties to finally break the deadlock caused by banks, by the rejection of your loan application files?
We are a group of financial experts able to make you a loan in the amount you need and with conditions that will make your life easier.

Here are the areas where we can help you:

* Financial
* Real estate loan
* Investment loan
* Car loan
* Consolidation debt
* Line of credit
* Second mortgage
* Credit buyback
* Personal loan

You are stuck, banned from banking and you do not have the favor of the banks or better still you have a project and need financing, a bad credit report or need money to pay bills, funds to invest in companies. So if you need a loan do not hesitate to contact us to find out more about our conditions. For any other information, please contact us by email:

Loan Financial already has € 1,201,564,000 in projects carried out in Europe…
What if the next one was yours?

Our mission is to transform the banking system to make it fairer and more transparent.
We are making consumer credit faster, simpler and cheaper **. And savings more useful and more profitable.

 

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

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Posté par donamour à 18:31 - - Commentaires [0] - Permalien [#]
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Car Loan

 

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Do you intend to acquire a vehicle, but like the vast majority of households, you do not have the capital needed to finance it?

In that case, taking out a car loan is the ideal solution. You will indeed be able to concretize your automobile project, without necessarily needing a personal contribution. With Loan Financial, experience a fast, efficient and transparent car loan in just a few clicks!
Car credit, what’s that?

A car loan is a loan to finance the purchase of a new or used car. It falls into the category of consumer credit. This type of loan is triggered when a car is purchased and cannot be used to purchase another good, just like motorcycle credit. It is referred to as affected credit.

Thus, it differs from a personal loan, which is intended to strengthen cash flow. Car credit or car loan is therefore better perceived by a banker than a personal loan.
Car credit between a new or used car

For the purchase of a new or used vehicle, the way auto credit works does not change.
Of course, prices are very often different between a new and used vehicle. Consequently, the volume of credit is not the same. But in the case of a new vehicle, the banker takes into account the cash contribution to the resale of the vehicle if it takes place within the first 5 years after purchase.

In the case of a second-hand car, even if the price is lower, the cash contribution to the resale is often lower. Before taking out a car loan, calculate your car borrowing capacity to get an idea of the maximum loan you can ask for.

Car credit: the choice of security

Since car credit is exclusively dedicated to the purchase of a vehicle, the buyer is covered if the purchase is unsuccessful. It is also covered if the loan is not accepted. And this, again, whether he chooses a new or used car. In concrete terms, this translates into :
– A contract of sale null and void if the borrower doesn’t get the loan;
– An automatic cancellation of credit if the car is not delivered;
– A first monthly installment drawn only when the buyer has taken delivery of the vehicle.

Thus, the buyer does not have to repay a debt which, in the end, is not a debt as long as the property is not in his possession.

Good to know: an important mention to be made on the purchase order.
On the order form drawn up by the seller, make sure to mention that obtaining the loan conditions the purchase of the vehicle.

You should also know that, in accordance with Consumer Law, you have a 14-day withdrawal period. This applies both to the credit itself and to the purchase of the vehicle.
Terms and conditions of funding agencies

In a car credit offer, you will find a number of elements. These determine the total cost of the loan (expressed in euros), and vary from one lending organisation to another. This is why it is worth comparing the different offers that are sent to you. Below are the 3 main factors to consider.

The repayment period
Expressed either in months or years, the repayment period corresponds, as its name indicates, to the period during which you will have to repay your loan.

The monthly payments
A monthly payment determines how much you will have to pay each month. They are closely linked to the length of the loan: the shorter the term, the lower the interest, and vice versa. But obviously, in the case of a short duration, the amount of the monthly payments is revised upwards. It is therefore important to take into account your resources.

The overall effective rate
The annual percentage rate of charge (APR) is to be differentiated from the nominal rate. While the latter includes only a small part of the costs, the former includes all the costs associated with the credit, i.e. interest, administrative charges and any insurance contributions. It thus reflects the real cost of car credit. It is therefore the APR that you should study if you wish to obtain the most advantageous loan.

On the other hand, if your personal contribution (if any) is substantial, the lending institution will be better disposed to lower the APR. Thus, if you are not in a hurry to buy your car, and if your income allows you to do so, leave yourself a few months to save money.


What about creditor insurance?
Borrower’s Insurance is not mandatory, but it can be very useful if you are unable to make your monthly payments. Indeed, this insurance covers you in case of temporary incapacity to work (TTI), disability, total and irreversible loss of autonomy (PTIA) and death. It can, however, significantly increase the amount of your monthly payments or, potentially, extend the duration of your repayment if your personal capital proves to be insufficient. In the latter case, the rate of your loan would be increased.

Before taking out such a contract, it is therefore strongly advised to compare loan insurance policies.

 
Car credit: the reasons for choosing Loan Financial

Loan Financial is the only retail lending platform in Europe with its own credit institution license, issued by the French Prudential and Regulatory Authority (Autorité de Contrôle Prudentiel et Résolution). It is revolutionising consumer lending in Europe, and today offers a real alternative to traditional credit companies.
Indeed, thanks to its innovative refinancing model, our company now enables professional investors (individuals, but also legal entities: companies, pension funds, insurers, foundations, etc.) to directly finance consumer loans to French, Italian, Spanish and Portuguese households.
Today, more than 150,000 European customers have already been won over by the Loan Financial offer.


The advantages of Car Credit at Finanz

To finance the purchase of your car, Loan Financial offers you, thanks to its analysis technologies, the simplest online credit application on the market. Get an immediate answer in principle, and a definitive one in less than 24 hours * ! You can request an amount between 1,000 and 50,000 euros.
In addition to the speed and simplicity of our offer, Finanz guarantees the protection of users’ personal data, as well as the security of its platform.
How to apply for a car loan at Finanz?


In concrete terms, to make a request to us, we invite you to carry out a simulation: in a few clicks and in less than 5 minutes, you can fill in our secure form and access an immediate response in principle.
Then, we will propose you to subscribe to your contract by signing it electronically, and to send us the documents necessary for the study of your file.
We then undertake to provide you with a financing decision within 24 hours* of receipt of the complete file, and then to send you the funds in record time.
Thanks to our innovative and secure internet platform, you can benefit from the best rates for your car loan, so don’t hesitate to simulate your car loan with Loan Financial to make your project a reality!


The three key points to remember about car credit:

– It is an earmarked credit which, by definition, consists of granting the borrower a sum of money strictly to cover the purchase of a car.
– The repayment period, the monthly instalments and the overall effective rate are the 3 main criteria for choosing such a loan.
– It secures the borrower: failure to obtain the loan automatically cancels the purchase, and the same applies to the loan if the delivery of the vehicle does not take place.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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International fast cash loan


 
FAST AND RELIABLE MONEY LOAN OFFER-
FINANCIAL LOAN

FAST AND RELIABLE MONEY LOAN FINANCIAL offers you credit, consumer credit, loan repurchase, real estate credit and business credit or business financing. Depending on your profile and your request, you will be offered the most appropriate loan solution. A credit commits you and must be repaid. Check your repayment capacity before you commit. In the event of an urgent need for money, the loan between serious and reliable individual is a credit for all suitable for all situations. It is a very good alternative, if you want to borrow money without going through a banking organization.

The urgent loan between individuals or peer to peer credit allows you to borrow from a person with a reserve of money or from a financial institution approved by the ACP. This solution is recommended for people with a Banque de France (FICP) or bank ban who can no longer subscribe to a credit offer for a given period. It can also be suitable for anyone looking for a loan to individuals without charge who does not wish to borrow from their bank or who wishes to subscribe to credit without proof of income. Find out all you need to know about the conditions and procedures to follow for a reliable private loan.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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PERSONAL CARAVAN LOAN



Do you want to go on a caravan adventure? New or used, with or without contribution, your new caravan awaits you thanks to this loan made for it.

    Simulate your caravan loan and choose its terms,
    Subscribe to the financing of your caravan online (2)
    Get an immediate policy response (3)
    Receive the funds as soon as your file is accepted (4)

 
Personal Caravan loan: leisure and autonomy

Consumer credit can finance most projects, such as buying a caravan if you plan to travel in a vehicle while sightseeing. The Caravan Personal Loan is a financing solution to achieve your project and live your holidays differently.

Personal Caravan loan, an invitation to travel.

Consumer credit, intended for individuals, is intended to finance their life projects such as buying a caravan. Borrowers have the option, if they wish, to take out a loan for their future caravans. To experience holidays in complete freedom, to move freely with your vehicle on the roads and to bivouac at your leisure, this type of financing solution is there to support you.

The Caravan Personal Loan: a taste of the holidays

The caravan is a camping vehicle to tow habitable for short or long stays. It allows you to move freely from one place to another for leisure during holidays. These vehicles can be financed by loans adapted to best meet the expectations of customers who would like to enjoy all the comforts of a mobile home.
The financial solution to acquire a trailer

The Caravan Personal Loan is an unallocated loan. The constitution of your credit file does not require you to provide proof of purchase. If the Personal Caravan Loan is the subject of a favorable opinion (1), the borrower will receive by mail a credit contract offer to be returned completed, dated and signed with all the supporting documents requested.


The Personal Caravan Loan

The financial institution, a brand of the CA Consumer Finance group, has been supporting individuals in their projects for many years. This proposed loan allows the purchase of a new or used caravan (up to 9 years old), with or without personal contribution. In addition, a fixed annual percentage rate (APR) guarantees a constant monthly payment throughout the duration of the financing.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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Individual personal loan

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Money loan from individual to individual

There is only one solution for this: Contact a "lender".
To borrow a sum of money, it is not mandatory to contact a bank.
Most often, this takes place in a framework with LOAN FINANCIAL DE LOAN D'ARGENT RAPIDE ET RELIABLE '' and you will be satisfied within 48 hours.
Few are those who then formalize this operation in writing ... and many are those who bitterly regret it!

The depreciable personal loan is a bank financing technique allowing households to purchase consumer goods or finance their personal needs. Multiple projects can be financed by taking out a personal loan: Car purchase, home renovation and work, travel, weddings, births ...


Address:
© 2017 Headquarters:
Address: 32 Rue de Saint-Pétersbourg, 75008 Paris, France.
Address: Charlottenstraße 33 / 33a, 10117 Berlin Germany.


CS 90600 - 750011 PARIS - RCS de Paris 511 586 367 - ORIAS number 11061269.

Phone number:
France: +33 7 56 87 29 46
Germany: +49 17 627 985 007

E-mail adress: loanfinancialeuro@gmail.com

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Personal Credit

The advantages of a personal loan at Loan Financial

Sometimes you don’t have enough cash to finance the project of your dreams. Organizing a wedding, a trip, changing cars or doing work are expensive life projects that sometimes require a personal loan.

At Finanz, we are offering you a new 100% online personal loan experience for the financing of your project; you can sign your contract remotely and directly download the documents necessary to complete your personal credit file.
This online personal loan application experience is simple, fast and transparent. A financing solution that also allows you to take advantage of a particularly attractive annual fixed borrowing rate (or annual effective annual rate). What give life to your project without having to worry about tomorrow!
What is a personal loan?

A personal loan is a credit that is said to be “unallocated”. Indeed, the amount borrowed from a personal loan does not correspond to the precise purchase of a property (car, motorcycle, real estate, etc.). Therefore, the personal loan is not triggered upon presentation of an invoice as for “earmarked” loans, but simply responds to a household cash requirement.
Ultimately, the borrower is free to use the amount of the credit as he sees fit, whether for the financing of a consumer good (car, refrigerator, food …) or for any other service.
This type of credit can be issued by a bank as well as by a financing organization specializing in loans.
The repayment of a personal loan is typically done each month. Its duration, stipulated on the contract, varies according to the amount of the loan and the financial capacity of the borrower. The monthly payments take into account the total amount of the credit and its duration, the APR (annual effective annual rate) as well as the insurance, if the borrower has subscribed to it.

Amount and duration of a personal loan

Personal loans are governed by the Consumer Code, which defines a minimum and maximum duration and amount. As such, it allows you to borrow from 1,000 to 50,000 € from Loan Financial As for the repayment period, it ranges between 6 and 84 months.
Generally, the first monthly payment occurs 30 days after the funds are made available. The exact date of collection of this monthly payment is stipulated in the contract. The organization that grants you funding can also grant you a payment deferral of 2 to 3 months, but this is not systematic.

At Loan Financial, the first monthly payment is taken on the 4th of the second month following the availability of your funds.

Good to know: a fixed interest rate
If the APR (overall effective annual rate) varies in particular according to the amount and duration of the loan, it does not change in any way along the way in the context of a personal loan. Also note: the APR includes all costs associated with the credit.
What about borrower’s death insurance?

Before granting credit, the lender may require the borrower to purchase insurance. This is not required by law. In any case, it is in the borrower’s best interest to consider this optional insurance. Because in the event of a payment incident resulting, for example, from job loss or death, the insurance company will take care of repaying the outstanding capital.

It is also important to know that, even if the lender offers to insure your personal loan, you are still free to contact the institution of your choice.
Supporting documents for a personal loan file

The acceptance of a personal loan depends mainly on the resources and assets of the applicant. It is indeed crucial to make sure, upstream, that his financial situation and his capital will allow him to face the monthly repayments.

Thus, to prepare your file, Loan Financial requires the supporting documents required by law or in accordance with the practices of banking institutions. Nevertheless, we will not ask you to provide original documents: you will simply have to download your supporting documents on our platform.

Finally, you will be asked to provide a complete file in order to obtain a loan offer.
Information required to be provided by the lender

In their offer, financial institutions are required to mention in particular :

– The identity and address of the lender;
– The duration of the contract;
– The type of credit;
– The total amount due;
– The amount of credit;
– The conditions of availability of the borrowed sum;
– The total cost of the charges;
– The existence of a withdrawal period;
– Compensation to be paid in the event of late payment.

All this information enables the applicant to know whether the credit is adapted to his financial situation and needs.
Personal loan at Loan Financial: an innovative credit solution

In Europe, Loan Financial is the only retail lending platform with its own authorisation as a credit institution issued by the Autorité de contrôle prudentiel et de résolution (authorisation no. 16488).

Of all French credit institutions, Loan Financial is the only one to offer loans between individuals, but not exclusively. The principle is simple: professional investors (individuals, but also legal entities: companies, insurers, foundations, pension funds, etc.) directly finance personal loans to households.

With this alternative and innovative solution, Loan Financial is transforming the banking system to make it fairer and more transparent with a model in which savings are used to finance personal loans to households.

In addition to the “classic” financing options offered by banks, Loan Financial puts innovation at the heart of its service to offer a cheaper**, fast, transparent and secure loan solution.

Ask for your personalised offer now!
Personal loan: the advantages of Loan Financial

For borrowers, calling on Loan Financial means benefiting from a personal loan at fair and competitive rates. Our rates are the most competitive on the market between €1,000 and €3,000. We offer exclusively amortizable personal loans, with fixed rates and constant monthly payments, with no hidden costs.

In addition, we offer you exceptional speed: our technologies for analysing personal loan applications allow you to finance a project in record time; a response in principle is given immediately at the end of your online personal loan application. Once your file is completed from your home, a final response is sent within 24 hours*.

The automation of certain loan application processes allows for objective and instantaneous decisions, avoiding biased judgements and intrusive questions.

Finally, Loan Financial opens the personal loan black box. The borrower is thus informed in full transparency and in real time of each step in the processing of his file, by SMS, e-mail and on his client space. Explanations on his personal credit and the progress of the processing of his file are provided in simple and understandable terms by our advisers who you can contact by email, chat, Facebook Messenger and Telephone! Our customer service is 100% based in France.

The funds lent come directly from the investments of our community of investors: Loan Financial has a duty to rigorously study the creditworthiness of borrowers, and in case of refusal informs them instantly.

In order to find the most attractive offer, and thus reduce the total cost of your personal loan, a comparison is necessary. To find out our rates, make a personal loan simulation directly online!
The three key points to remember about personal loans:

– The acceptance of a personal credit depends on the ability of the borrower to meet the chosen monthly payments (capital held, financial situation).
– The amount of the loan can range from €1,000 to €50,000, and the repayment period – from 6 to 84 months. It can cover the financing of a consumer good or any other service.
– Taking out insurance is not compulsory, but some lenders may require it; in any case, the choice of institution is up to the borrower.

 Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

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Posté par donamour à 18:33 - - Commentaires [0] - Permalien [#]
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FAST AND RELIABLE MONEY LOAN FINANCIAL LOAN.

 LOAN FINANCIAL LOAN.



FAST AND RELIABLE MONEY LOAN FINANCIAL offers you credit, consumer credit, loan repurchase, real estate credit and business credit or business financing. Depending on your profile and your request, you will be offered the most appropriate loan solution.
A credit commits you and must be repaid. Check your repayment capacity before you commit.

Motorcycle loan
The motorbike loan at LOAN FINANCIAL de LOAN D'MOUSE FAST AND RELIABLE is a loan allowing you to finance the purchase of a motorcycle or scooter. This motorcycle loan offers you a competitive interest rate. You can carry out your motorcycle loan simulation directly online. You immediately get a response to your credit request. The entire conclusion of your loan agreement can be done online.

 

Auto loan
The FAST AND RELIABLE LOAN FINANCIAL auto loan is a loan that allows you to finance the purchase of a car. This auto loan offers you a particularly competitive interest rate. You can carry out your auto loan simulation directly online. Immediately receive a personalized response to your request. The signing of your loan agreement can be done online. Make your life easier with
FINANCIAL LOAN.
 

Revolving credit
Revolving credit at LOAN FINANCIAL is a form of consumer credit consisting in making a sum of money available, which can be used in whole or in part on request.
Your available capital is replenished as repayments are made, which allows you to reuse your credit for new money needs. You can submit your revolving credit application directly online, without obligation and free of charge.

 

Wedding loan
The QUICK AND RELIABLE LOAN FINANCIAL marriage loan allows you to borrow to get married. This wedding credit is offered at a competitive rate. You can submit your wedding credit application directly online, without obligation and free of charge.

 

Travel and vacation loan
The FAST AND RELIABLE LOAN FINANCIAL travel and vacation loan allows you to borrow to finance your trip and vacation. You can submit your travel and vacation loan request directly online, without obligation and free of charge.

 

Study loan
The FAST AND RELIABLE LOAN FINANCIAL student loan allows you to borrow to finance your studies. You can submit your student loan application directly online, without obligation and free of charge.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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Online loan

 

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We will guide you step by step to obtain your loan within 72 hours
Depending on the amount to borrow, check your repayment capacity before committing.
You can apply for between (€ 1,000 to € 999,999) over a period of (1 month to 600 months maximum).

All documents provided will be self-verified against the European Union database associated with our secure system (AI).

OUR CONDITIONS FOR OBTAINING A CREDIT:

1 - Of course, you will need to bring a valid identity document (Please note, the driver's license is not an identity document).
2 - You must also bring with you proof of address of less than three months,
3 - your last three payslips or proof of income and allowances,
4 - Your employment contract or any other proof of your worker status is required,
5 - as well as proof of your loan application which summarizes your project. For this last point, it can be an invoice, a quote or even a sales or purchase agreement.
6 - Company managers will be expected to provide their last two tax packages. A provisional balance sheet and signed quotes for the coming years will be appreciated.
7 - Once the contract is established, it is instantly transmitted to the tax authorities (www.impots.gouv.fr/portail/ via our API) for registration and tax declaration. It is wise to make the tax declaration of the deed of loan in order to establish without dispute the date on which it was drawn up, the amount due and to pay the administrative costs automatically to have the document justifying the source of the funds. to avoid even a lawsuit against money laundering.
8 - Only the amount of the credit registration to the tax authorities is the responsibility of the customer, that is to say your responsibility.
9 - After the declaration and registration with the tax authorities, this will be followed by the disbursement of the credit by our partner bank that you must receive in your account within 72 hours maximum depending on the amount as well as a letter sent to you by post office box however mention of the authorization request for monthly withdrawals that you must sign and return to us.
10 - If the conditions suit you, please confirm it so that we can start opening your file.

NB: the amount of the tax registration cannot be deducted from the amount borrowed for compliance with the clauses of the contract.

YOUR CUSTOMER ACCOUNT WILL THEREFORE BE CREDITED 72H MAXIMUM AFTER YOUR CREDIT IS REGISTERED WITH THE FISC.
PLEASE INFORM THE AMOUNT AND THE REPAYMENT DURATION (NUMBER OF MONTHS) BELOW TO OBTAIN THE LOAN PARAMETERS

Contact us today to make your financing request

Send us your request indicating the amount you want to lend.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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Wedding loan

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Why take out a “wedding loan”?

If your budget is insufficient, taking out a loan can help cover some of the costs. You could then prepare your wedding in good conditions and offer yourself the ceremony you have always dreamed of.

You and your future spouse wouldn't be the only ones considering borrowing.

There are no official statistics on how many couples choose this option, but according to Sofinscope and Le Figaro, nearly one in two couples decide to use a loan to finance their marriage.
The characteristics of a "marriage loan"

It is relatively easy to subscribe to a "marriage loan", because all banks and financial institutions offer this type of loan.

It is similar to classic consumer loans intended to finance studies, a move ... You do not have to provide proof of marriage, but this document may possibly allow you to borrow at a better rate.
Calculate the borrowing capacity

The APR (Global Effective Annual Rate) allows you to calculate the total amount you will have to reimburse. It includes all the costs associated with taking out a loan. This is a very effective tool for comparing the rates charged by banking institutions.

A loan simulation can also help you when planning your budget. By doing a simulation, you will be able to realize that you may be able to fulfill a wish that you thought you had to give up.
Choosing the right bank

Banks are generally not very inclined to grant "small loans" (around 5,000 euros), because these types of loans earn them less. The APR can therefore vary considerably from one bank to another. It is therefore essential to compare several offers, in order to choose the one that suits you best. The following example illustrates the discrepancies that can be seen in the amount to be repaid, due to the fact that banks offer APRs which can be very different.

The cheapest credit found on the market has an APR of 4.65%; the most expensive credit, an APR of 12.86%. Suppose you would need 5,000 euros to complete the financing of your wedding. The deadline for repaying the borrowed amount would be 48 months.

    With an APR of 4.65%, the amount of the monthly payment amounts to 114.14 euros and the cost of credit is 478.72 euros.
    With an APR of 12.86%, the amount of the monthly payment amounts to 132.06 euros and the cost of the loan is 1,338.88 euros.

For the same amount borrowed, there is a difference of nearly 1,000 euros. Hence the importance of choosing the right bank!
Should you borrow with your future husband?

It is possible that one of the future spouses decides to take out a "marriage loan" alone. In this case, he alone agrees to repay the loan. As long as the marriage has not been officially registered, the other future spouse, if he has not become a co-borrower, is not obliged to repay the loan in place of the borrower in the event of payment default.

However, a loan application is more likely to succeed if the future spouses show solidarity. They can also borrow more and at a better rate. The future spouse who agrees to be a co-borrower, on the other hand, undertakes to ensure the repayment of the credit in the event of default by the borrower.

You now know the important points to take into account to organize your wedding in the best conditions.

Celebrating a wedding is a once in a lifetime event! Do not hesitate to do a mock loan if you feel that your contribution is insufficient to organize the wedding of your dreams.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

Comment financer son mariage : prêt et aides financières

 


 

 

THE MORTGAGE LOAN

 

Prêt hypothécaire : tout sur le crédit hypothécaire en 2020


Under a mortgage loan, the loan amount is secured by real estate.

Are you a homeowner and need to finance a project? To make a donation during your lifetime? Or simply to have available cash? But your bank does not finance you for multiple reasons (age, source of land income only, registration, atypical project…), mortgage credit may be a solution.

The value of your real estate guarantee will fix the amount of financing, the estimate of your property is defined by an expert requested by the lender. Our partners lend you up to 50% of the appraised value of your property.
Whether your property is held: in its own name, in SCI or SARL, the bank can take a guarantee.
In addition to this, you need to know more about it.

WHO IS THE MORTGAGE CREDIT FOR?

The mortgage loan is intended for all types of borrowers whether they are individuals, communities, liberal professions or SCI, insofar as they already own their property.

In addition to this, you need to know more about it.
Do you need financing to solve a cash flow problem?

The mortgage loan is an excellent alternative to loans, especially in the context of a bank refusal. By taking into account your real estate assets as collateral, it now allows you to have a cash envelope to use as you wish.
 

OPERATION

Steps :

- Financial study of your project
- Meeting with the bank (at the place of guarantee)
- Release of funds

The realization of a mortgage loan varies between 1 month and 2 months from the constitution of your file until the release of funds at the notary.

The funds are released on the day of signing either directly to the borrower or to the beneficiary of the loan.

The mortgage loan or credit can be repaid in fine or in repayable, at a fixed rate.

The financial study of your mortgage loan is free and without obligation, our financial advisers are at your disposal to provide you with the appropriate solutions for the realization of your project.


TYPE OF CREDIT

The mortgage loan is available in two ways:
Credit in fine: You only pay interest and the capital is reimbursed either at the end or in advance at your convenience.

Advantages: Your monthly loan payment is lower, so you can borrow more

Duration: 5 to 10 years
Depreciable credit:
Duration: from 7 to 20 years

Advantages: You amortize your capital over time, no repayment deadline constraint, mortgage transfer to another possible asset.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  -  France: +33 7 56 87 29 46
Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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