Prêt hypothécaire : tout sur le crédit hypothécaire en 2020


Under a mortgage loan, the loan amount is secured by real estate.

Are you a homeowner and need to finance a project? To make a donation during your lifetime? Or simply to have available cash? But your bank does not finance you for multiple reasons (age, source of land income only, registration, atypical project…), mortgage credit may be a solution.

The value of your real estate guarantee will fix the amount of financing, the estimate of your property is defined by an expert requested by the lender. Our partners lend you up to 50% of the appraised value of your property.
Whether your property is held: in its own name, in SCI or SARL, the bank can take a guarantee.
In addition to this, you need to know more about it.

WHO IS THE MORTGAGE CREDIT FOR?

The mortgage loan is intended for all types of borrowers whether they are individuals, communities, liberal professions or SCI, insofar as they already own their property.

In addition to this, you need to know more about it.
Do you need financing to solve a cash flow problem?

The mortgage loan is an excellent alternative to loans, especially in the context of a bank refusal. By taking into account your real estate assets as collateral, it now allows you to have a cash envelope to use as you wish.
 

OPERATION

Steps :

- Financial study of your project
- Meeting with the bank (at the place of guarantee)
- Release of funds

The realization of a mortgage loan varies between 1 month and 2 months from the constitution of your file until the release of funds at the notary.

The funds are released on the day of signing either directly to the borrower or to the beneficiary of the loan.

The mortgage loan or credit can be repaid in fine or in repayable, at a fixed rate.

The financial study of your mortgage loan is free and without obligation, our financial advisers are at your disposal to provide you with the appropriate solutions for the realization of your project.


TYPE OF CREDIT

The mortgage loan is available in two ways:
Credit in fine: You only pay interest and the capital is reimbursed either at the end or in advance at your convenience.

Advantages: Your monthly loan payment is lower, so you can borrow more

Duration: 5 to 10 years
Depreciable credit:
Duration: from 7 to 20 years

Advantages: You amortize your capital over time, no repayment deadline constraint, mortgage transfer to another possible asset.

Contact us to get your credit:

Address: Charlottenstraße 33 / 33a, 10117 Berlin /  32 Rue de Saint-Pétersbourg, 75008 Paris, France.
WhatsApp Telefon: +49 17 627 985 007  - 
WhatsApp Telephone - France : +33 7 51 91 89 04

Email: loanfinancialeuro@gmail.com / infos@loan-financial.com

 

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